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Mortgage Overpayment Calculator

If you were to pay a little extra each month on your mortgage payments, this would bring down a) your term in years and b) the interest you would pay. This calculator will give you some projections of what to expect if you paid a little extra each month. To use the mortgage overpayment calculator enter the values in the boxes and use the notes to the right of the input boxes as guidance.

Loan Amount

.....This should be the amount of your mortgage.

Current or Fixed Interest Rate

% .....This is the current, or fixed rate that you have now.

Loan Period (Term)

Years .....This is the number of years the mortgage is over, also known as the 'term'.

Overpayments Each Month

.....This is how much each month you want to over pay.

Click ME To Calculate

Current Repayment

.....This is roughly your current monthly payments.

Overpayment Repayment

.....This is roughly how much with overpayments.

Total payment

.....This is the total payback over the full term.

New Total Payment

.....This is total payback with overpayments added.

MortgageTerm

.....This is the term you entered above.

New Term in Years

.....This would be the new term with overpayments.

Years Saved

.....This hould be the number of years you could shave off the term with overpayments.

Total Saving

.....This would be the amount of cash over the term you could save.

Like our mortgage overpayment calculator? Try our standard mortgage repayment calculator and see how much mortgage you can afford.

Mortgage Overpayment Calculator Uses & Advice!

Although the figures given by our mortgage overpayment calculator are only a projection of how much you can save and how many years you can shave off the term, it may not be 100% accurate down the road as interest rates and the extra payments can change over the months & years and the final figures can be wildy off what you see here. Use this Mortgage overpayment calculator purely as a rough guide and nothing else. Mortgage Watchdog will not be held accountable for any innaccuracies you may experience. Use this mortgage overpayment calculator for fun only.

Mortgage and loan details are for information purposes only and do not constitute financial advice under the Financial Services and Markets Act 2000

By Submitting any enquiry you agree that -The information provided is true and accurate and Mortgage Watchdog may send the details of this enquiry to an appropriate advisor for the purpose of providing a loan and that the advisor may contact you for further information as required. Mortgage Watchdog will not send, sell, loan or lease your data to any other third party.

The content of this site is meant to be informational, and it should not be considered financial advice. Mortgage Watchdog aims to provide up to date and accurate information at all times. All information contained on this site is accurate at the time of publishing and while Mortgage Watchdog regularly checks and updates information Mortgage Watchdog and its associated companies cannot be held responsible as a result of any inaccurate or out of date information published on this site.

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